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| Cranston | | Individuals who have 30-year | | Absolute Assignment: Assignment by |
| Norfolk | | mortgages might want to consider a | | a policy owner of all control of and |
| Rochester | | 30-year term to ensure that the house | | rights in the policy to a third party. |
| Stockbridge | | is protected throughout the period of | | |
| York | | the loan. | | Net Retention: The amount of |
| Littleton | | | | insurance that a ceding company |
| Sunnyvale | | Why not take advantage of current | | keeps for its own account and does |
| Lake Worth | | low prices? Many auto insurance | | not reinsure. |
| Cookeville | | consumers are becoming educated | | |
| Warwick | | on other companies, plans, and rates | | Net Loss: The amount of loss |
| Hampton | | that are available to them; ones that | | sustained by an insurer after giving |
| Alameda | | could afford them significant savings | | effect to all applicable reinsurance, |
| Springfield | | on their auto insurance. | | salvage, and subrogation recoveries. |