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| Dallas | | Why not take advantage of current | | Single Limit: Any insurance coverage |
| Irving | | low prices? Many auto insurance | | which is expressed as a single |
| Scranton | | consumers are becoming educated | | amount of insurance, or a single limit |
| Washington | | on other companies, plans, and rates | | of liability. Contrast with Split Limit. |
| Walnut Creek | | that are available to them; ones that | | |
| Fort Wayne | | could afford them significant savings | | Broker-Agent: One acting as an agent |
| Oxnard | | on their auto insurance. | | of one or more insurers and as a |
| Columbus | | | | broker in dealing with one or more |
| Long Island City | | If you have noticed that your auto | | other insurers. |
| Irvine | | insurance rates are still increasing | | |
| Eugene | | with each renewal, or even have not | | Accidental Bodily Injury: An injury |
| Flushing | | gone down even though you have a | | sustained accidentally. Only the result |
| Reading | | great driving record, this lower pricing | | need be accidental. Contrast with |
| Denton | | trend makes it more important then | | Accidental Means. |
| Las Cruces | | ever that you shop around for auto | | |
| Santa Barbara | | insurance. | | Initial Premium: An amount paid at the |
| San Bernardino | | | | inception of an insurance contract, |
| Jackson | | Make sure you have a new policy in | | usually subject to adjustment at the |
| Tucson | | place before you cancel your old one | | end of the policy period. |
| Newark | | to avoid a lapse in coverage. This will | | |
| Oxnard | | also prevent having to figure out the | | Short Rate Premium: The premium |
| Santa Ana | | amount of any unused premium that is | | required for issuing a policy for a |
| Carlsbad | | due to you from your old insurance | | period less than its normal term. |
| Bradenton | | company, or having to spar with your | | |
| Boca Raton | | agent about exactly when your policy | | Agent's Balance: A periodic |
| Ventura | | was cancelled and how much they | | statement of the sums due and owed |
| Warwick | | owe you. | | to an agent under the agent's contract |
| Inglewood | | | | with an insurer. |
| Pasadena | | People who are trying to quit | | |
| Toledo | | smoking, for example, might be best | | Premises: The particular location of |
| Jacksonville | | suited purchasing a shorter term (and | | property or a portion thereof as |
| Hendersonville | | then replacing it with a longer term | | designated in a policy. |
| Huntington | | policy when they qualify for | | |
| San Jose | | non-tobacco prices). | | United States Aircraft Insurance |
| Stockton | | | | Group: A group of insurers providing |
| Wichita Falls | | | | facilities for all forms of Aviation |
| Canton | | | | Insurance. |
