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| Green Bay | | Shopping around is the best way to | | Commingling: An illegal practice |
| Rochester | | save money on your insurance. | | which occurs when an agent mixes |
| Stamford | | | | personal funds with the insured's or |
| Biloxi | | The quickest and easiest way to | | insurer's funds. |
| Redlands | | shop for new insurance is by | | |
| Reading | | comparing rates at InsWebs online | | Fiduciary: A person holding the funds |
| Tallahassee | | marketplace. If you do it the | | or property of another in a position of |
| Scottsdale | | old-fashioned way (by calling or | | trust. An example would be the |
| Fort Lauderdale | | visiting multiple agents or insurance | | executor of an estate. |
| Chesapeake | | companies) it could take up a huge | | |
| Dallas | | chunk of your time, which no one | | Earned Income: The money |
| Winter Park | | wants or needs. By completing | | individuals earn as a result of working |
| Jacksonville | | InsWebs online application, you will | | at some job or occupation for which |
| El Cajon | | have rates to compare to your old | | they are paid a salary. |
| Cincinnati | | ones within minutes! | | |
| Owensboro | | | | Agent's License: A certificate of |
| Monroe | | If you have noticed that your auto | | authority from the state which permits |
| Littleton | | insurance rates are still increasing | | the agent to conduct business. |
| Tempe | | with each renewal, or even have not | | |
| Columbus | | gone down even though you have a | | Tickler: A reminder system used to |
| South Bend | | great driving record, this lower pricing | | call an individual's attention to actions |
| Chattanooga | | trend makes it more important then | | that must be taken at a future point in |
| Houma | | ever that you shop around for auto | | time. |
| Sacramento | | insurance. | | |
| Malden | | | | Lloyd's Broker: A person who has the |
| Bakersfield | | Life insurance, specifically Term Life, | | authority to negotiate insurance |
| Jackson | | is arguably one of the best values in | | contracts with the underwriters on the |
| El Paso | | the entire financial services arena. | | floor at Lloyd's. |
| Burbank | | Where else can you go and get | | |
| Davenport | | hundreds of thousands of dollars in | | Retrospective Premium: The final |
| Southfield | | protection for literally pennies per | | premium in a retrospective rating |
| Lorain | | day? Rates for Term Life insurance | | plan. See Retrospective Rating. |
| Pueblo | | remain at all-time lows, and now is the | | |
| Louisville | | time to lock in the best prices. | | Divided Cover: The placing of |
| Lafayette | | | | insurance on a given subject or |
| Anderson | | | | object with more than one insurer. |
