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| Metairie | | Why not take advantage of current | | Divided Cover: The placing of |
| Lafayette | | low prices? Many auto insurance | | insurance on a given subject or |
| Toms River | | consumers are becoming educated | | object with more than one insurer. |
| Quincy | | on other companies, plans, and rates | | |
| Duluth | | that are available to them; ones that | | Commingling: An illegal practice |
| Buffalo | | could afford them significant savings | | which occurs when an agent mixes |
| Syracuse | | on their auto insurance. | | personal funds with the insured's or |
| Sunnyvale | | | | insurer's funds. |
| Lubbock | | If you decide to cancel your policy | | |
| Plano | | (after acquiring new coverage) | | Net Interest Earned: The average |
| Palm Desert | | outside of the 30-day period, you may | | interest earned by an insurer on its |
| Kansas City | | have to pay a fee or penalty. | | investments after investment expense |
| Escondido | | However, you may still save money | | but before federal income taxes. |
| Owensboro | | after paying the fee if your new policy | | |
| El Paso | | affords you significant savings. So | | Provisions: Statements contained in |
| Riverside | | while it is best to wait until your | | an insurance policy which explain the |
| Portland | | receive your renewal notice, you CAN | | benefits, conditions and other |
| York | | cancel your policy at any time. | | features of the insurance contract. |
