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| Lincoln | | People who are trying to quit | | Effective Date: The date on which the |
| Knoxville | | smoking, for example, might be best | | protection of an insurance policy or |
| Buffalo | | suited purchasing a shorter term (and | | bond goes into effect. |
| Woodbridge | | then replacing it with a longer term | | |
| Harlingen | | policy when they qualify for | | Admitted Company: An insurance |
| Edmond | | non-tobacco prices). | | company authorized and licensed to |
| Fort Wayne | | | | do business in a given state. |
| Modesto | | Shopping around is the best way to | | |
| Owensboro | | save money on your insurance. | | Tickler: A reminder system used to |
| Erie | | | | call an individual's attention to actions |
| Raleigh | | Everyone has different needs, and | | that must be taken at a future point in |
| Pensacola | | not one size fits all when it comes to | | time. |
| Boca Raton | | term life insurance. While it may make | | |
| Sunnyvale | | sense for people in their 30s and 40s | | Incurred Expense: Expenses not yet |
| Kansas City | | to secure a 20-year term length, a | | paid. Can also include paid |
| Longview | | 10-year term might be more | | expenses in some accounting |
| Metairie | | appropriate for someone nearing | | systems. |
| Pembroke Pines | | retirement. | | |
| Davenport | | | | Producer: A term applied to an agent, |
| Huntsville | | Individuals who have 30-year | | solicitor or other person who sells |
| Longwood | | mortgages might want to consider a | | insurance. |
| Woodbridge | | 30-year term to ensure that the house | | |
| North Hollywood | | is protected throughout the period of | | Collusion: An agreement, usually |
| Malden | | the loan. | | secret, between two or more persons |
| Ogden | | | | to defraud or deprive another or |
| Melbourne | | Life insurance, specifically Term Life, | | others of their property or rights. |
| Durham | | is arguably one of the best values in | | |
| Cookeville | | the entire financial services arena. | | Time Limits: The limits of time within |
| Pensacola | | Where else can you go and get | | which notice of a claim and proof of a |
| Green Bay | | hundreds of thousands of dollars in | | loss must be submitted. |
| Greeley | | protection for literally pennies per | | |
| Stuart | | day? Rates for Term Life insurance | | We/Us/Our: These words are used to |
| Huntsville | | remain at all-time lows, and now is the | | refer to the insurer in many of the |
| Glendale | | time to lock in the best prices. | | modernized/personalized policy |
| Palm Harbor | | | | forms recently introduced. |
