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| Zanesville | | Healthy people have the best | | Amendment: A formal document |
| Washington | | mortality risks and thus are much | | which corrects or revises an |
| Alpharetta | | cheaper for companies to insure. This | | insurance master policy. |
| Oceanside | | translates into lower rates for the | | |
| Manchester | | Super Preferred customer than | | Interline Endorsement: Commercial |
| Southfield | | someone with higher risk factors such | | endorsements that apply, or could |
| Akron | | as a heart condition, cancer or | | apply, to more than one coverage |
| Olympia | | diabetes. Conversely, if you were | | part of a package policy. |
| Decatur | | unhealthy when you acquired your | | |
| Johnstown | | policy, and your health has now | | Collusion: An agreement, usually |
| Milwaukee | | improved, it might be time to shop for | | secret, between two or more persons |
| Council Bluffs | | a new policy, as your rates are likely | | to defraud or deprive another or |
| Albuquerque | | to be lower. | | others of their property or rights. |