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| Delray Beach | | The best time to switch policies is | | Accident: An unplanned event, |
| Newburgh | | within one month of receiving your | | unexpected and undesigned, which |
| Jackson | | policy renewal from your current | | occurs suddenly and at a definite |
| Santa Rosa | | insurer. You can typically cancel your | | place. |
| Schaumburg | | policy without any fees or penalties if | | |
| Shreveport | | you act within this time period. | | Agency Contract (or Agreement): The |
| Birmingham | | | | document which establishes the legal |
| Newport News | | Shopping around is the best way to | | relationship between an agent and an |
| Dothan | | save money on your insurance. | | insurer. |