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| Asheville | | Everyone has different needs, and | | FICA. Federal Insurance Contributions |
| New York | | not one size fits all when it comes to | | Act: A law imposing a payroll tax to |
| Grand Junction | | term life insurance. While it may make | | assist in funding Social Security |
| Odessa | | sense for people in their 30s and 40s | | benefits. |
| Clinton Township | | to secure a 20-year term length, a | | |
| Warwick | | 10-year term might be more | | Brokerage Department: A department |
| Stamford | | appropriate for someone nearing | | of an insurer whose purpose is to |
| Huntington | | retirement. | | deal with brokers in the placing of |
| Orlando | | | | insurance. |
| Fort Wayne | | Why not take advantage of current | | |
| Fort Myers | | low prices? Many auto insurance | | Absolute Assignment: Assignment by |
| Lakewood | | consumers are becoming educated | | a policy owner of all control of and |
| Bethlehem | | on other companies, plans, and rates | | rights in the policy to a third party. |
| Austin | | that are available to them; ones that | | |
| Plano | | could afford them significant savings | | Valued: Relating to an agreement by |
| Waco | | on their auto insurance. | | an insurer to pay a specified amount |
| Oklahoma City | | | | of money to or on behalf of the |
| Cambridge | | If you have noticed that your auto | | insured upon occurrence of a defined |
| Salem | | insurance rates are still increasing | | loss. |
| Springfield | | with each renewal, or even have not | | |
| Chattanooga | | gone down even though you have a | | Equity: The money value of an |
| Stuart | | great driving record, this lower pricing | | insurance company that is over and |
| Scranton | | trend makes it more important then | | above its liabilities. Liabilities include |
| Ventura | | ever that you shop around for auto | | almost all of its reserves. |
| Jacksonville | | insurance. | | |
| Indianapolis | | | | Other Insurance: The existence of |
| Daytona Beach | | Life insurance, specifically Term Life, | | other contracts covering the same |
| Stamford | | is arguably one of the best values in | | interest and perils. |
| Hartford | | the entire financial services arena. | | |
| Chattanooga | | Where else can you go and get | | American Risk and Insurance |
| Bethlehem | | hundreds of thousands of dollars in | | Association: An association of |
| Monroe | | protection for literally pennies per | | insurance educators and others |
| Torrance | | day? Rates for Term Life insurance | | interested in insurance study and |
| Overland Park | | remain at all-time lows, and now is the | | research. |
| Nashua | | time to lock in the best prices. | | |
