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| Edmond | | Life insurance, specifically Term Life, | | Renewal: The reestablishment of the |
| Orange Park | | is arguably one of the best values in | | in-force status of a policy, the term of |
| Florence | | the entire financial services arena. | | which has expired or will expire |
| Venice | | Where else can you go and get | | unless it is renewed. |
| Athens | | hundreds of thousands of dollars in | | |
| Quincy | | protection for literally pennies per | | Premises: The particular location of |
| Littleton | | day? Rates for Term Life insurance | | property or a portion thereof as |
| Gulfport | | remain at all-time lows, and now is the | | designated in a policy. |
| Spring Hill | | time to lock in the best prices. | | |
| Savannah | | | | Underinsurance: A condition in which |
| Lansing | | While some companies raise their | | not enough insurance is carried to |
| Acworth | | prices based on your actual age, | | cover the insurable value. |
| Boynton Beach | | most companies increase the price of | | |
| Arlington | | their policies six months before your | | Sole Proprietorship: A business |
| Oakland | | birthday. Its a term called Age | | enterprise owned by one person who |
| Chesapeake | | Nearest in the industry, and that | | is its manager and employee. |
| Sunnyvale | | half-year price increase could really | | |
| Quincy | | add up over a 20-year term policy. As | | Nonadmitted Insurer: An insurer not |
| Fremont | | above, the quicker you purchase your | | licensed to do business in the |
| Naperville | | policy the better. | | jurisdiction in question. Same as |
| Albany | | | | Unauthorized Insurer and Unlicensed |
| Inglewood | | If you decide to cancel your policy | | Insurer. |
| Longmont | | (after acquiring new coverage) | | |
| Overland Park | | outside of the 30-day period, you may | | Mandatory Valuation Reserve: A |
| Killeen | | have to pay a fee or penalty. | | reserve required by a state law to |
| Scottsdale | | However, you may still save money | | offset any declines in the valuation of |
| Norwalk | | after paying the fee if your new policy | | securities listed as admitted assets. |
| Chicago | | affords you significant savings. So | | |
| Trenton | | while it is best to wait until your | | Expense Allowance: A compensation |
| Orange Park | | receive your renewal notice, you CAN | | paid to an insurance agent in excess |
| Garland | | cancel your policy at any time. | | of prescribed commissions. |