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| Chattanooga | | At InsWeb, you can compare free | | Retrospective Premium: The final |
| Chattanooga | | online insurance quotes from many of | | premium in a retrospective rating |
| Quincy | | the nations leading insurance | | plan. See Retrospective Rating. |
| Bronx | | companies. | | |
| Lake Charles | | | | Building Code: This refers to |
| Amarillo | | Why not take advantage of current | | municipal or other governmental |
| Austin | | low prices? Many auto insurance | | ordinances regulating the type of |
| Greenville | | consumers are becoming educated | | construction of buildings within its |
| Cranston | | on other companies, plans, and rates | | jurisdiction. |
| Houston | | that are available to them; ones that | | |
| Fort Collins | | could afford them significant savings | | Overlapping Insurance: Coverage |
| Quincy | | on their auto insurance. | | from two or more policies or insurers |
| Jacksonville | | | | which duplicates coverage of certain |
| Houston | | The quickest and easiest way to | | risks. |
| Delray Beach | | shop for new insurance is by | | |
| Miami | | comparing rates at InsWebs online | | Borderline Risk: An insurance |
| Torrance | | marketplace. If you do it the | | prospect of doubtful quality from an |
| Lawton | | old-fashioned way (by calling or | | underwriting point of view. |
| Fresno | | visiting multiple agents or insurance | | |
| Augusta | | companies) it could take up a huge | | Line of Business: The classification of |
| Lancaster | | chunk of your time, which no one | | business as utilized in the insurance |
| Delray Beach | | wants or needs. By completing | | industry, e.g., Fire, Allied Lines and |
| Greensboro | | InsWebs online application, you will | | Homeowners. |
| Livonia | | have rates to compare to your old | | |
| Albany | | ones within minutes! | | Policywriting Agent: An agent who has |
| Jacksonville | | | | the authority to prepare and effect an |
| Lubbock | | People who are trying to quit | | insurer's policy. |
| Orange Park | | smoking, for example, might be best | | |
| High Point | | suited purchasing a shorter term (and | | Shock Loss: A catastrophic loss so |
| Mobile | | then replacing it with a longer term | | large that it has a material effect on |
| Florissant | | policy when they qualify for | | the underwriting results of a company. |
| Toledo | | non-tobacco prices). | | |
| Stuart | | | | Indemnify: To restore the victim of a |
| Overland Park | | Shopping around is the best way to | | loss to the same position as before |
| Eugene | | save money on your insurance. | | the loss occurred. |
