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| Orange | | At InsWeb, you can compare free | | Underwriters Laboratories, Inc. (UL): A |
| Lorain | | online insurance quotes from many of | | testing laboratory for manufactured |
| Springfield | | the nations leading insurance | | items to determine their safety |
| Glendale | | companies. | | propensities. |
| Lansing | | | | |
| Santa Clara | | People who are trying to quit | | Tickler: A reminder system used to |
| Tucson | | smoking, for example, might be best | | call an individual's attention to actions |
| Decatur | | suited purchasing a shorter term (and | | that must be taken at a future point in |
| Lafayette | | then replacing it with a longer term | | time. |
| Schenectady | | policy when they qualify for | | |
| Pueblo | | non-tobacco prices). | | Collusion: An agreement, usually |
| Portland | | | | secret, between two or more persons |
| Florissant | | If you have noticed that your auto | | to defraud or deprive another or |
| Scottsdale | | insurance rates are still increasing | | others of their property or rights. |
| Jonesboro | | with each renewal, or even have not | | |
| Cypress | | gone down even though you have a | | Policy Anniversary: The anniversary |
| Warren | | great driving record, this lower pricing | | of the date of issue of a policy as |
| Anaheim | | trend makes it more important then | | shown in the policy declarations. |
| Stockton | | ever that you shop around for auto | | |
| Reno | | insurance. | | Federal Deposit Insurance |
| Frederick | | | | Corporation (FDIC): An agency of the |
| Scottsdale | | Life insurance, specifically Term Life, | | federal government which insures |
| Fort Wayne | | is arguably one of the best values in | | bank deposits up to a stated |
| Bellevue | | the entire financial services arena. | | maximum. |
| Carlsbad | | Where else can you go and get | | |
| Beaumont | | hundreds of thousands of dollars in | | Losses Outstanding: A summary |
| Huntsville | | protection for literally pennies per | | statement prepared by Property, Life, |
| Waco | | day? Rates for Term Life insurance | | and Liability insurers showing claims |
| Thousand Oaks | | remain at all-time lows, and now is the | | not yet settled. |
| West Palm Beach | | time to lock in the best prices. | | |
| Springfield | | | | Borderline Risk: An insurance |
| Conroe | | Healthy people have the best | | prospect of doubtful quality from an |
| Boise | | mortality risks and thus are much | | underwriting point of view. |
| Johnstown | | cheaper for companies to insure. This | | |
| Belleville | | translates into lower rates for the | | |
| Santa Clara | | Super Preferred customer than | | |
| Colorado Springs | | someone with higher risk factors such | | |
| Edmond | | as a heart condition, cancer or | | |
| Youngstown | | diabetes. Conversely, if you were | | |
| Tallahassee | | unhealthy when you acquired your | | |
| Staten Island | | policy, and your health has now | | |
| Buffalo | | improved, it might be time to shop for | | |
| Mesa | | a new policy, as your rates are likely | | |
| Huntsville | | to be lower. | | |
