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| Louisville | | At InsWeb, you can compare free | | Interline Endorsement: Commercial |
| Chula Vista | | online insurance quotes from many of | | endorsements that apply, or could |
| Carlsbad | | the nations leading insurance | | apply, to more than one coverage |
| Palo Alto | | companies. | | part of a package policy. |
| Lakeland | | | | |
| Louisville | | Individuals who have 30-year | | Premises: The particular location of |
| Dayton | | mortgages might want to consider a | | property or a portion thereof as |
| Harrisburg | | 30-year term to ensure that the house | | designated in a policy. |
| Duluth | | is protected throughout the period of | | |
| Lubbock | | the loan. | | Agency: An insurance sales office |
| Spring Hill | | | | which is directed by a agent, |
| Woodbridge | | Life insurance, specifically Term Life, | | manager, independent agent, or |
| Anaheim | | is arguably one of the best values in | | company manager. |
| Cypress | | the entire financial services arena. | | |
| Norfolk | | Where else can you go and get | | Business: In Property, Liability, and |
| Stockton | | hundreds of thousands of dollars in | | Health lines, it usually refers to the |
| Long Beach | | protection for literally pennies per | | volume of premiums. |
| Rochester | | day? Rates for Term Life insurance | | |
| Long Beach | | remain at all-time lows, and now is the | | Gross Line: The total limit accepted |
| Portsmouth | | time to lock in the best prices. | | by an insurer on an individual risk, |
| Chicago | | | | including the amount to be reinsured. |
| Independence | | While some companies raise their | | |
| Orange Park | | prices based on your actual age, | | Dual Life Stock Company: A stock |
| Washington | | most companies increase the price of | | Life insurer issuing both participating |
| Springfield | | their policies six months before your | | and nonparticipating policy contracts. |
| Jacksonville | | birthday. Its a term called Age | | |
| Peoria | | Nearest in the industry, and that | | Underwriters Laboratories, Inc. (UL): A |
| Racine | | half-year price increase could really | | testing laboratory for manufactured |
| Boise | | add up over a 20-year term policy. As | | items to determine their safety |
| Melbourne | | above, the quicker you purchase your | | propensities. |
| Quincy | | policy the better. | | |
| Jersey City | | | | Short Rate Premium: The premium |
| Green Bay | | The quickest and easiest way to | | required for issuing a policy for a |
| Huntington Beach | | shop for new insurance is by | | period less than its normal term. |
| Wilmington | | comparing rates at InsWebs online | | |
| Baton Rouge | | marketplace. If you do it the | | |
| Sterling Heights | | old-fashioned way (by calling or | | |
| Harrisburg | | visiting multiple agents or insurance | | |
| Springfield | | companies) it could take up a huge | | |
| Bethlehem | | chunk of your time, which no one | | |
| Indianapolis | | wants or needs. By completing | | |
| Bayside | | InsWebs online application, you will | | |
| Santa Rosa | | have rates to compare to your old | | |
| Southfield | | ones within minutes! | | |