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| Winter Haven | | Individuals who have 30-year | | Tariff Rate: A rate established by a |
| Bloomington | | mortgages might want to consider a | | rating organization, which comes from |
| Whittier | | 30-year term to ensure that the house | | the tables, schedules and rules found |
| Fairfax | | is protected throughout the period of | | in the tariff of rates. |
| Cherry Hill | | the loan. | | |
| Washington | | | | Standard Industry Code (SIC): This is |
| Bloomington | | While some companies raise their | | a coding system which assigns |
| Tucson | | prices based on your actual age, | | separate codes for different types of |
| Wilmington | | most companies increase the price of | | industries. |
| Gaithersburg | | their policies six months before your | | |
| Yonkers | | birthday. Its a term called Age | | Stock Option Plan: Surviving |
| West Palm Beach | | Nearest in the industry, and that | | stockholders have the option to |
| New Orleans | | half-year price increase could really | | purchase or not purchase the shares |
| Grand Junction | | add up over a 20-year term policy. As | | of a deceased stockholder. |
| Tempe | | above, the quicker you purchase your | | |
| Anchorage | | policy the better. | | Admitted Company: An insurance |
| Pembroke Pines | | | | company authorized and licensed to |
| Lansing | | Everyone has different needs, and | | do business in a given state. |
| Longview | | not one size fits all when it comes to | | |
| Westbury | | term life insurance. While it may make | | Policy Anniversary: The anniversary |
| Spartanburg | | sense for people in their 30s and 40s | | of the date of issue of a policy as |
| Dothan | | to secure a 20-year term length, a | | shown in the policy declarations. |
| Oklahoma City | | 10-year term might be more | | |
| Chattanooga | | appropriate for someone nearing | | Premises: The particular location of |
| Bethlehem | | retirement. | | property or a portion thereof as |
| San Antonio | | | | designated in a policy. |
| Birmingham | | Shopping around is the best way to | | |
| Modesto | | save money on your insurance. | | Earned Income: The money |
| Warren | | | | individuals earn as a result of working |
| Cincinnati | | The best time to switch policies is | | at some job or occupation for which |
| Clarksville | | within one month of receiving your | | they are paid a salary. |
| Springfield | | policy renewal from your current | | |
| Newburgh | | insurer. You can typically cancel your | | Claim Report: A report filed by an |
| Jackson | | policy without any fees or penalties if | | agent setting forth the facts of a claim. |
| Corona | | you act within this time period. | | Same as Loss Report. |
