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| Eugene | | Individuals who have 30-year | | Claim Report: A report filed by an |
| Albany | | mortgages might want to consider a | | agent setting forth the facts of a claim. |
| Miami | | 30-year term to ensure that the house | | Same as Loss Report. |
| Springfield | | is protected throughout the period of | | |
| Shreveport | | the loan. | | Index Bureau Experience: A measure |
| Cape Coral | | | | of losses relating to claims reported |
| Turlock | | The best time to switch policies is | | through a claim office during a |
| Carlsbad | | within one month of receiving your | | 12-month period. |
| Plano | | policy renewal from your current | | |
| Franklin | | insurer. You can typically cancel your | | Agent's License: A certificate of |
| Santa Monica | | policy without any fees or penalties if | | authority from the state which permits |
| Toledo | | you act within this time period. | | the agent to conduct business. |