| | | | |
|
| Lima | | While some companies raise their | | Overlapping Insurance: Coverage |
| Lancaster | | prices based on your actual age, | | from two or more policies or insurers |
| Minneapolis | | most companies increase the price of | | which duplicates coverage of certain |
| Kansas City | | their policies six months before your | | risks. |
| Downey | | birthday. Its a term called Age | | |
| Peoria | | Nearest in the industry, and that | | Fiduciary: A person holding the funds |
| Miami | | half-year price increase could really | | or property of another in a position of |
| Davenport | | add up over a 20-year term policy. As | | trust. An example would be the |
| Ocala | | above, the quicker you purchase your | | executor of an estate. |
| Decatur | | policy the better. | | |
| Bloomington | | | | Claim: A demand made by the |
| Anchorage | | Everyone has different needs, and | | insured, or the insured's beneficiary, |
| Manchester | | not one size fits all when it comes to | | for payment of the benefits provided |
| Columbus | | term life insurance. While it may make | | by the contract. |
| Huntsville | | sense for people in their 30s and 40s | | |
| Chula Vista | | to secure a 20-year term length, a | | Not Taken: Policies applied for and |
| Santa Clara | | 10-year term might be more | | issued but rejected by the proposed |
| Des Moines | | appropriate for someone nearing | | owner and not paid for. |
| Dayton | | retirement. | | |
| Lawton | | | | Line of Business: The classification of |
| Houma | | Shopping around is the best way to | | business as utilized in the insurance |
| Goldsboro | | save money on your insurance. | | industry, e.g., Fire, Allied Lines and |
| Huntington Beach | | | | Homeowners. |
| Muncie | | Life insurance, specifically Term Life, | | |
| Monroe | | is arguably one of the best values in | | Exclusion: A contractual provision that |
| Grand Prairie | | the entire financial services arena. | | denies coverage for certain perils, |
| St. Paul | | Where else can you go and get | | persons, property, or locations. |
| Austin | | hundreds of thousands of dollars in | | |
| Wilmington | | protection for literally pennies per | | Tariff Rate: A rate established by a |
| Tucson | | day? Rates for Term Life insurance | | rating organization, which comes from |
| Glendale | | remain at all-time lows, and now is the | | the tables, schedules and rules found |
| Williamsburg | | time to lock in the best prices. | | in the tariff of rates. |
