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| Zanesville | | Make sure you have a new policy in | | Indemnity: Restoration to the victim of |
| Winter Haven | | place before you cancel your old one | | a loss by payment, repair, or |
| Jackson | | to avoid a lapse in coverage. This will | | replacement. |
| Beaumont | | also prevent having to figure out the | | |
| Beaumont | | amount of any unused premium that is | | Interstate Carrier: A transportation |
| St. Joseph | | due to you from your old insurance | | company which does business |
| Thousand Oaks | | company, or having to spar with your | | across state lines. |
| New Orleans | | agent about exactly when your policy | | |
| Trenton | | was cancelled and how much they | | Inspection: Independent checking on |
| Muskegon | | owe you. | | facts about an applicant, |
| Newark | | | | policyholder, or claimant, usually by a |
| Lowell | | Shopping around is the best way to | | commercial inspection agency. |
| Riverside | | save money on your insurance. | | |
| Fresno | | | | Sole Proprietorship: A business |
| Overland Park | | People who are trying to quit | | enterprise owned by one person who |
| Troy | | smoking, for example, might be best | | is its manager and employee. |
| Muskegon | | suited purchasing a shorter term (and | | |
| Garland | | then replacing it with a longer term | | Tariff Rate: A rate established by a |
| Dallas | | policy when they qualify for | | rating organization, which comes from |
| Columbus | | non-tobacco prices). | | the tables, schedules and rules found |
| Williamsport | | | | in the tariff of rates. |
| Irving | | If you decide to cancel your policy | | |
| Albany | | (after acquiring new coverage) | | Convention Values: Values assigned |
| Winter Haven | | outside of the 30-day period, you may | | to insurers' assets in the convention |
| Columbus | | have to pay a fee or penalty. | | blank. |
| Reno | | However, you may still save money | | |
| Winter Haven | | after paying the fee if your new policy | | Lapsed Policy: One which has been |
| San Diego | | affords you significant savings. So | | allowed to expire because of |
| Billings | | while it is best to wait until your | | nonpayment of premiums. |
| Akron | | receive your renewal notice, you CAN | | |
| Inglewood | | cancel your policy at any time. | | Monoline Policy: Any insurance |
| Longmont | | | | coverage written as a single line |
| Spring Hill | | Why not take advantage of current | | policy. Contrast with Multiple Line or |
| Orange | | low prices? Many auto insurance | | Package policy. |
| Lincoln | | consumers are becoming educated | | |
| Eugene | | on other companies, plans, and rates | | |
| Pembroke Pines | | that are available to them; ones that | | |
| Jacksonville | | could afford them significant savings | | |
| Bloomington | | on their auto insurance. | | |
