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| Oxnard | | Make sure you have a new policy in | | Partial Loss: A loss covered by an |
| Fullerton | | place before you cancel your old one | | insurance policy which does not |
| St. Joseph | | to avoid a lapse in coverage. This will | | completely destroy or render |
| Montgomery | | also prevent having to figure out the | | worthless the insured property. |
| Clarksville | | amount of any unused premium that is | | |
| Richmond | | due to you from your old insurance | | Premium: The price of insurance |
| Anchorage | | company, or having to spar with your | | protection for a specified risk for a |
| Turlock | | agent about exactly when your policy | | specified period of time. |
| Jackson | | was cancelled and how much they | | |
| Charleston | | owe you. | | Gross Line: The total limit accepted |
| Tampa | | | | by an insurer on an individual risk, |
| Florence | | Healthy people have the best | | including the amount to be reinsured. |
| Colorado Springs | | mortality risks and thus are much | | |
| Harrisburg | | cheaper for companies to insure. This | | Sole Proprietorship: A business |
| Walnut Creek | | translates into lower rates for the | | enterprise owned by one person who |
| Mountain View | | Super Preferred customer than | | is its manager and employee. |
| Naples | | someone with higher risk factors such | | |
| Chicago | | as a heart condition, cancer or | | Endorsement: A written or printed form |
| Malden | | diabetes. Conversely, if you were | | attached to the policy which alters |
| Turlock | | unhealthy when you acquired your | | provisions of the contract. |
| Arlington | | policy, and your health has now | | |
| Arlington | | improved, it might be time to shop for | | Agent's Qualification Law: Education, |
| Woodbridge | | a new policy, as your rates are likely | | experience, and other requirements |
| Newburgh | | to be lower. | | imposed by the state upon persons |
| Goldsboro | | | | desiring to be licensed as agents. |
| Council Bluffs | | Shopping around is the best way to | | |
| Worcester | | save money on your insurance. | | FICA. Federal Insurance Contributions |
| Dayton | | | | Act: A law imposing a payroll tax to |
| Zanesville | | We offer quotes for auto insurance, | | assist in funding Social Security |
| Fall River | | life insurance, homeowners | | benefits. |
| St. Louis | | insurance, health insurance, term life | | |
| Anchorage | | insurance and more. | | Policy Period (or Term): The period |
| Hollywood | | | | during which the policy contract |
| Denver | | Individuals who have 30-year | | affords protection, e.g., six months or |
| Chattanooga | | mortgages might want to consider a | | one or three years. |
| Goldsboro | | 30-year term to ensure that the house | | |
| Stockton | | is protected throughout the period of | | |
| Decatur | | the loan. | | |
