| | | | |
|
| Clearwater | | If you decide to cancel your policy | | Exclusion: A contractual provision that |
| Durham | | (after acquiring new coverage) | | denies coverage for certain perils, |
| Overland Park | | outside of the 30-day period, you may | | persons, property, or locations. |
| San Jose | | have to pay a fee or penalty. | | |
| Boise | | However, you may still save money | | Policy Period (or Term): The period |
| Sterling Heights | | after paying the fee if your new policy | | during which the policy contract |
| North Hollywood | | affords you significant savings. So | | affords protection, e.g., six months or |
| Orange | | while it is best to wait until your | | one or three years. |
| Alpharetta | | receive your renewal notice, you CAN | | |
| Monroe | | cancel your policy at any time. | | Absolute Assignment: Assignment by |
| Bloomington | | | | a policy owner of all control of and |
| Providence | | Everyone has different needs, and | | rights in the policy to a third party. |
| Woodbridge | | not one size fits all when it comes to | | |
| Palo Alto | | term life insurance. While it may make | | Earned Income: The money |
| Clinton Township | | sense for people in their 30s and 40s | | individuals earn as a result of working |
| Ocala | | to secure a 20-year term length, a | | at some job or occupation for which |
| Colorado Springs | | 10-year term might be more | | they are paid a salary. |
| Lima | | appropriate for someone nearing | | |
| Southfield | | retirement. | | Single Limit: Any insurance coverage |
| Florissant | | | | which is expressed as a single |
| Louisville | | Life insurance, specifically Term Life, | | amount of insurance, or a single limit |
| White Plains | | is arguably one of the best values in | | of liability. Contrast with Split Limit. |
| Newark | | the entire financial services arena. | | |
| Seattle | | Where else can you go and get | | Will Ride: Coverage that remains in |
| Green Bay | | hundreds of thousands of dollars in | | effect regardless of the geographical |
| Pittsburgh | | protection for literally pennies per | | location in which a loss occurs. |
| Tacoma | | day? Rates for Term Life insurance | | |
| Albany | | remain at all-time lows, and now is the | | Buy-Back" Deductible: A deductible |
| Rochester | | time to lock in the best prices. | | which may be eliminated for an |
| Lancaster | | | | additional premium in order to |
| Muskegon | | We offer quotes for auto insurance, | | provide "first-dollar" coverage. |
| Tacoma | | life insurance, homeowners | | |
| Decatur | | insurance, health insurance, term life | | Claim: A demand made by the |
| San Jose | | insurance and more. | | insured, or the insured's beneficiary, |
| Charleston | | | | for payment of the benefits provided |
| Houma | | | | by the contract. |
