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| Springfield | | Make sure you have a new policy in | | Gross Premium: The net premium |
| Ocala | | place before you cancel your old one | | plus operating expenses, |
| Zanesville | | to avoid a lapse in coverage. This will | | commissions and other expenses. |
| Clearwater | | also prevent having to figure out the | | |
| Sioux Falls | | amount of any unused premium that is | | Preferred Risk: Any risk considered |
| Florence | | due to you from your old insurance | | to be better than the standard risk on |
| Muskegon | | company, or having to spar with your | | which the premium rate was |
| Lansing | | agent about exactly when your policy | | calculated. |
| Longwood | | was cancelled and how much they | | |
| Longmont | | owe you. | | Single Limit: Any insurance coverage |
| Lancaster | | | | which is expressed as a single |
| Delray Beach | | The best time to switch policies is | | amount of insurance, or a single limit |
| Ventura | | within one month of receiving your | | of liability. Contrast with Split Limit. |
| Albany | | policy renewal from your current | | |
| Fort Collins | | insurer. You can typically cancel your | | Claim: A demand made by the |
| Lake Worth | | policy without any fees or penalties if | | insured, or the insured's beneficiary, |
| Jackson | | you act within this time period. | | for payment of the benefits provided |
| Vancouver | | | | by the contract. |
| Yuma | | Life insurance, specifically Term Life, | | |
| Metairie | | is arguably one of the best values in | | Accidental Bodily Injury: An injury |
| Memphis | | the entire financial services arena. | | sustained accidentally. Only the result |
| Midland | | Where else can you go and get | | need be accidental. Contrast with |
| Las Cruces | | hundreds of thousands of dollars in | | Accidental Means. |
| Rochester | | protection for literally pennies per | | |
| Honolulu | | day? Rates for Term Life insurance | | Brokerage Business: Business |
| Killeen | | remain at all-time lows, and now is the | | offered to an insurer by a broker. This |
| Portsmouth | | time to lock in the best prices. | | is sometimes called excess or |
| Alexandria | | | | surplus business. |
| Jackson | | If you have noticed that your auto | | |
| Spartanburg | | insurance rates are still increasing | | Legislative Risk: A risk faced by |
| Saginaw | | with each renewal, or even have not | | investors whereby changes in tax |
| Brooklyn | | gone down even though you have a | | laws can result in adverse effects on |
| Johnson City | | great driving record, this lower pricing | | the individual's investment results. |
| Lansing | | trend makes it more important then | | |
| Daytona Beach | | ever that you shop around for auto | | |
| Mansfield | | insurance. | | |
