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| Bradenton | | Make sure you have a new policy in | | Coding: A method of putting |
| Shreveport | | place before you cancel your old one | | information into a numerical form for |
| Jacksonville | | to avoid a lapse in coverage. This will | | statistical use. Most information on |
| Santa Monica | | also prevent having to figure out the | | policies is coded and then put into |
| Stuart | | amount of any unused premium that is | | reports. |
| Mesa | | due to you from your old insurance | | |
| Bloomington | | company, or having to spar with your | | Notice To Company: Written notice to |
| Cleveland | | agent about exactly when your policy | | an insurer of the occurrence of an |
| Harrisburg | | was cancelled and how much they | | event which a claim is to be based. |
| Salt Lake City | | owe you. | | |
| Omaha | | | | Convention Values: Values assigned |
| Jackson | | Life insurance, specifically Term Life, | | to insurers' assets in the convention |
| Winter Park | | is arguably one of the best values in | | blank. |
| Orlando | | the entire financial services arena. | | |
| Cypress | | Where else can you go and get | | Overlapping Insurance: Coverage |
| Wichita | | hundreds of thousands of dollars in | | from two or more policies or insurers |
| Columbus | | protection for literally pennies per | | which duplicates coverage of certain |
| Dayton | | day? Rates for Term Life insurance | | risks. |
| Worcester | | remain at all-time lows, and now is the | | |
| Palo Alto | | time to lock in the best prices. | | War Risk Insurance: Insurance |
| Columbus | | | | covering damage caused by war. |
| St. Paul | | Healthy people have the best | | Most often written by Ocean Marine |
| Thousand Oaks | | mortality risks and thus are much | | Insurance companies covering |
| Escondido | | cheaper for companies to insure. This | | vessels. |
| Lubbock | | translates into lower rates for the | | |
| Charleston | | Super Preferred customer than | | Deductible: The portion of an insured |
| Newport News | | someone with higher risk factors such | | loss to be borne by the insured |
| Longwood | | as a heart condition, cancer or | | before he is entitled to recovery from |
| Spring Hill | | diabetes. Conversely, if you were | | the insurer. |
| Manchester | | unhealthy when you acquired your | | |
| Santa Rosa | | policy, and your health has now | | Independent Agent: An agent |
| Honolulu | | improved, it might be time to shop for | | operating as an independent |
| Knoxville | | a new policy, as your rates are likely | | contractor under the independent |
| Raleigh | | to be lower. | | agency system. |
