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| Greenville | | Shopping around is the best way to | | Gross Premium: The net premium |
| Rockville | | save money on your insurance. | | plus operating expenses, |
| Quincy | | | | commissions and other expenses. |
| Albany | | Why not take advantage of current | | |
| Decatur | | low prices? Many auto insurance | | Independent Contractor: One who |
| Cherry Hill | | consumers are becoming educated | | agrees to perform according to a |
| Frederick | | on other companies, plans, and rates | | contract and who is not an employee. |
| Henderson | | that are available to them; ones that | | |
| Pueblo | | could afford them significant savings | | Claim: A demand made by the |
| Lafayette | | on their auto insurance. | | insured, or the insured's beneficiary, |
| Glendale | | | | for payment of the benefits provided |
| Fayetteville | | Make sure you have a new policy in | | by the contract. |
| Newport Beach | | place before you cancel your old one | | |
| Buffalo | | to avoid a lapse in coverage. This will | | Underinsurance: A condition in which |
| Akron | | also prevent having to figure out the | | not enough insurance is carried to |
| Sumter | | amount of any unused premium that is | | cover the insurable value. |
| Reno | | due to you from your old insurance | | |
| Longmont | | company, or having to spar with your | | Buy-Back" Deductible: A deductible |
| Dayton | | agent about exactly when your policy | | which may be eliminated for an |
| Brooklyn | | was cancelled and how much they | | additional premium in order to |
| Sacramento | | owe you. | | provide "first-dollar" coverage. |
