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| Gainesville | | While some companies raise their | | Agency: An insurance sales office |
| Jackson | | prices based on your actual age, | | which is directed by a agent, |
| Corona | | most companies increase the price of | | manager, independent agent, or |
| Gulfport | | their policies six months before your | | company manager. |
| South Bend | | birthday. Its a term called Age | | |
| Chandler | | Nearest in the industry, and that | | You/Your: These words are used to |
| Aurora | | half-year price increase could really | | refer to the named insured in many of |
| Bay City | | add up over a 20-year term policy. As | | the modernized/personalized policy |
| Glendale | | above, the quicker you purchase your | | forms. |
| Flushing | | policy the better. | | |
| Mobile | | | | Insurance Examiner: The |
| North Hollywood | | Shopping around is the best way to | | representative of a state insurance |
| Troy | | save money on your insurance. | | department assigned to participate in |
| Sacramento | | | | the official audit and examination of |
| Olympia | | We offer quotes for auto insurance, | | an insurer. |
| San Antonio | | life insurance, homeowners | | |
| Whittier | | insurance, health insurance, term life | | Preferred Risk: Any risk considered |
| White Plains | | insurance and more. | | to be better than the standard risk on |
| Englewood | | | | which the premium rate was |
| Carlsbad | | If you have noticed that your auto | | calculated. |
| Oakland | | insurance rates are still increasing | | |
| Wichita | | with each renewal, or even have not | | Exclusions: Specific situations, |
| Seattle | | gone down even though you have a | | conditions, or circumstances that are |
| Memphis | | great driving record, this lower pricing | | listed in the contract as being not |
| Colorado Springs | | trend makes it more important then | | covered. |
| Fresno | | ever that you shop around for auto | | |
| Fayetteville | | insurance. | | Will Ride: Coverage that remains in |
| Sioux City | | | | effect regardless of the geographical |
| Naples | | People who are trying to quit | | location in which a loss occurs. |
| Ogden | | smoking, for example, might be best | | |
| Minneapolis | | suited purchasing a shorter term (and | | We/Us/Our: These words are used to |
| Overland Park | | then replacing it with a longer term | | refer to the insurer in many of the |
| Jackson | | policy when they qualify for | | modernized/personalized policy |
| Youngstown | | non-tobacco prices). | | forms recently introduced. |
