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| Montgomery | | Individuals who have 30-year | | Legislative Risk: A risk faced by |
| Overland Park | | mortgages might want to consider a | | investors whereby changes in tax |
| Virginia Beach | | 30-year term to ensure that the house | | laws can result in adverse effects on |
| Muncie | | is protected throughout the period of | | the individual's investment results. |
| Cedar Rapids | | the loan. | | |
| Gaithersburg | | | | Fiduciary: A person holding the funds |
| Staten Island | | At InsWeb, you can compare free | | or property of another in a position of |
| Edmond | | online insurance quotes from many of | | trust. An example would be the |
| Sioux City | | the nations leading insurance | | executor of an estate. |
| Bloomington | | companies. | | |
| Lafayette | | | | Short Rate Premium: The premium |
| Flushing | | If you have noticed that your auto | | required for issuing a policy for a |
| Rome | | insurance rates are still increasing | | period less than its normal term. |
| Edison | | with each renewal, or even have not | | |
| Columbia | | gone down even though you have a | | National Auto Theft Bureau: An |
| Fort Smith | | great driving record, this lower pricing | | organization engaged in the |
| Arlington | | trend makes it more important then | | prevention and reduction of motor |
| Davenport | | ever that you shop around for auto | | vehicle fire and theft losses. |
| Vancouver | | insurance. | | |
| Lima | | | | Overlapping Insurance: Coverage |
| Chesapeake | | Why not take advantage of current | | from two or more policies or insurers |
| West Chester | | low prices? Many auto insurance | | which duplicates coverage of certain |
| Harlingen | | consumers are becoming educated | | risks. |
| Saginaw | | on other companies, plans, and rates | | |
| St. Joseph | | that are available to them; ones that | | Deductible: The portion of an insured |
| Downey | | could afford them significant savings | | loss to be borne by the insured |
| Irving | | on their auto insurance. | | before he is entitled to recovery from |
| Muncie | | | | the insurer. |
| Cincinnati | | Make sure you have a new policy in | | |
| Rockford | | place before you cancel your old one | | Building Code: This refers to |
| Livonia | | to avoid a lapse in coverage. This will | | municipal or other governmental |
| Newport Beach | | also prevent having to figure out the | | ordinances regulating the type of |
| Akron | | amount of any unused premium that is | | construction of buildings within its |
| Springfield | | due to you from your old insurance | | jurisdiction. |
| Hickory | | company, or having to spar with your | | |
| Frederick | | agent about exactly when your policy | | |
| Escondido | | was cancelled and how much they | | |
| Fort Lauderdale | | owe you. | | |
