| | | | |
|
| Englewood | | People who are trying to quit | | Agent's Balance: A periodic |
| Cookeville | | smoking, for example, might be best | | statement of the sums due and owed |
| Lake Charles | | suited purchasing a shorter term (and | | to an agent under the agent's contract |
| Shreveport | | then replacing it with a longer term | | with an insurer. |
| Columbia | | policy when they qualify for | | |
| Des Moines | | non-tobacco prices). | | Policywriting Agent: An agent who has |
| Marietta | | | | the authority to prepare and effect an |
| Anderson | | Shopping around is the best way to | | insurer's policy. |
| Hollywood | | save money on your insurance. | | |
| Ann Arbor | | | | Insolvent Insurer: An insurer which is |
| Louisville | | Individuals who have 30-year | | unable to meet its financial |
| Asheville | | mortgages might want to consider a | | obligations. |
| Yonkers | | 30-year term to ensure that the house | | |
| Chicago | | is protected throughout the period of | | Divided Cover: The placing of |
| Salt Lake City | | the loan. | | insurance on a given subject or |
| Fremont | | | | object with more than one insurer. |
| Southfield | | While some companies raise their | | |
| Denver | | prices based on your actual age, | | Federal Deposit Insurance |
| Columbus | | most companies increase the price of | | Corporation (FDIC): An agency of the |
| Worcester | | their policies six months before your | | federal government which insures |
| Cranston | | birthday. Its a term called Age | | bank deposits up to a stated |
| Allentown | | Nearest in the industry, and that | | maximum. |
| Alpharetta | | half-year price increase could really | | |
| Eugene | | add up over a 20-year term policy. As | | Exclusions: Specific situations, |
| Mountain View | | above, the quicker you purchase your | | conditions, or circumstances that are |
| Philadelphia | | policy the better. | | listed in the contract as being not |
| Colorado Springs | | | | covered. |
| Greeley | | Make sure you have a new policy in | | |
| Lima | | place before you cancel your old one | | Burning Ratio: The ratio of losses |
| York | | to avoid a lapse in coverage. This will | | suffered to the amount of insurance in |
| Oxnard | | also prevent having to figure out the | | effect. |
| Vancouver | | amount of any unused premium that is | | |
| Bloomington | | due to you from your old insurance | | Convention Values: Values assigned |
| St. Louis | | company, or having to spar with your | | to insurers' assets in the convention |
| El Cajon | | agent about exactly when your policy | | blank. |
| Newburgh | | was cancelled and how much they | | |
| Lubbock | | owe you. | | |
