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| Glendale | | While some companies raise their | | Open Rating: A system whereby a |
| Billings | | prices based on your actual age, | | state allows an insurer to use rates |
| Sioux Falls | | most companies increase the price of | | without prior approval. |
| Pasadena | | their policies six months before your | | |
| Tempe | | birthday. Its a term called Age | | Short Rate Premium: The premium |
| Sarasota | | Nearest in the industry, and that | | required for issuing a policy for a |
| Los Angeles | | half-year price increase could really | | period less than its normal term. |
| Bakersfield | | add up over a 20-year term policy. As | | |
| Mesquite | | above, the quicker you purchase your | | Amendment: A formal document |
| Edison | | policy the better. | | which corrects or revises an |
| Virginia Beach | | | | insurance master policy. |
| Woodbridge | | Why not take advantage of current | | |
| Staten Island | | low prices? Many auto insurance | | Losses Outstanding: A summary |
| Kansas City | | consumers are becoming educated | | statement prepared by Property, Life, |
| Edmond | | on other companies, plans, and rates | | and Liability insurers showing claims |
| Amarillo | | that are available to them; ones that | | not yet settled. |
| Norwalk | | could afford them significant savings | | |
| Winter Park | | on their auto insurance. | | Notice To Company: Written notice to |
| Monroe | | | | an insurer of the occurrence of an |
| Athens | | Everyone has different needs, and | | event which a claim is to be based. |
| Memphis | | not one size fits all when it comes to | | |
| Boston | | term life insurance. While it may make | | Tickler: A reminder system used to |
| Long Island City | | sense for people in their 30s and 40s | | call an individual's attention to actions |
| Beaumont | | to secure a 20-year term length, a | | that must be taken at a future point in |
| Canton | | 10-year term might be more | | time. |
| Abilene | | appropriate for someone nearing | | |
| Fort Collins | | retirement. | | Deficit Carried Forward: The transfer |
| Toms River | | | | of a debit balance from one |
| Jackson | | People who are trying to quit | | accounting period to another. |
| Reno | | smoking, for example, might be best | | |
| Orange | | suited purchasing a shorter term (and | | Leasehold: An agreement which |
| Quincy | | then replacing it with a longer term | | gives a person the right to use and |
| Philadelphia | | policy when they qualify for | | occupy property. |
| Cape Coral | | non-tobacco prices). | | |
