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| Scottsdale | | Healthy people have the best | | Indemnify: To restore the victim of a |
| Wichita | | mortality risks and thus are much | | loss to the same position as before |
| Newark | | cheaper for companies to insure. This | | the loss occurred. |
| Duluth | | translates into lower rates for the | | |
| Biloxi | | Super Preferred customer than | | National Auto Theft Bureau: An |
| Milwaukee | | someone with higher risk factors such | | organization engaged in the |
| Wichita | | as a heart condition, cancer or | | prevention and reduction of motor |
| Palm Desert | | diabetes. Conversely, if you were | | vehicle fire and theft losses. |
| White Plains | | unhealthy when you acquired your | | |
| Milwaukee | | policy, and your health has now | | Criticism: A correction suggested by a |
| Cranston | | improved, it might be time to shop for | | rating or auditing bureau to an insurer. |
| Escondido | | a new policy, as your rates are likely | | |
| Gaithersburg | | to be lower. | | Retail Credit Company: The former |
| Mesquite | | | | name of Equifax, a credit reporting |
| Minneapolis | | While some companies raise their | | organization. See Equifax. |
| Anchorage | | prices based on your actual age, | | |
| Hendersonville | | most companies increase the price of | | Line of Business: The classification of |
| Fresno | | their policies six months before your | | business as utilized in the insurance |
| Spokane | | birthday. Its a term called Age | | industry, e.g., Fire, Allied Lines and |
| Olympia | | Nearest in the industry, and that | | Homeowners. |
| Stockton | | half-year price increase could really | | |
| Albany | | add up over a 20-year term policy. As | | Insolvent Insurer: An insurer which is |
| Owensboro | | above, the quicker you purchase your | | unable to meet its financial |
| Tuscaloosa | | policy the better. | | obligations. |
