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| Venice | | If you have noticed that your auto | | Short Rate Premium: The premium |
| El Cajon | | insurance rates are still increasing | | required for issuing a policy for a |
| Dothan | | with each renewal, or even have not | | period less than its normal term. |
| Bloomington | | gone down even though you have a | | |
| Shreveport | | great driving record, this lower pricing | | Equity: The money value of an |
| Hartford | | trend makes it more important then | | insurance company that is over and |
| Clarksville | | ever that you shop around for auto | | above its liabilities. Liabilities include |
| El Cajon | | insurance. | | almost all of its reserves. |