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| Chula Vista | | If you have noticed that your auto | | Level Commission System: A system |
| Clarksville | | insurance rates are still increasing | | of commissions in which the first year |
| Omaha | | with each renewal, or even have not | | and all renewal commissions are the |
| Slidell | | gone down even though you have a | | same percentage of the premium. |
| Williamsport | | great driving record, this lower pricing | | |
| Jonesboro | | trend makes it more important then | | Substandard Risk: A risk not |
| Colorado Springs | | ever that you shop around for auto | | measuring up to underwriting |
| Evansville | | insurance. | | standards. It may still be written but |
| Rochester | | | | usually at a surcharged premium. |
| Alameda | | While some companies raise their | | |
| Baton Rouge | | prices based on your actual age, | | Producer: A term applied to an agent, |
| Tucson | | most companies increase the price of | | solicitor or other person who sells |
| Lima | | their policies six months before your | | insurance. |
| Jasper | | birthday. Its a term called Age | | |
| Monroe | | Nearest in the industry, and that | | Professional Insurance Agents |
| Tampa | | half-year price increase could really | | Association: A trade association of |
| Columbus | | add up over a 20-year term policy. As | | mutual insurance agents. |
| Midland | | above, the quicker you purchase your | | |
| Dothan | | policy the better. | | Monoline Policy: Any insurance |
| Jackson | | | | coverage written as a single line |
| Vero Beach | | If you decide to cancel your policy | | policy. Contrast with Multiple Line or |
| Longview | | (after acquiring new coverage) | | Package policy. |
| Chula Vista | | outside of the 30-day period, you may | | |
| Hattiesburg | | have to pay a fee or penalty. | | Operating Expense: The expense of |
| Evanston | | However, you may still save money | | an insurer other than commissions |
| Duluth | | after paying the fee if your new policy | | and taxes. Called " and Insurance |
| Panama City | | affords you significant savings. So | | Expense" in the convention statement |
| Overland Park | | while it is best to wait until your | | blank. |
| Santa Rosa | | receive your renewal notice, you CAN | | |
| Bethlehem | | cancel your policy at any time. | | Commingling: An illegal practice |
| Kansas City | | | | which occurs when an agent mixes |
| Boise | | At InsWeb, you can compare free | | personal funds with the insured's or |
| Jacksonville | | online insurance quotes from many of | | insurer's funds. |
| Morristown | | the nations leading insurance | | |
| Akron | | companies. | | |
