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| Mesquite | | Why not take advantage of current | | Short-Term Policy: A policy written for |
| Frederick | | low prices? Many auto insurance | | a period of less time than is normal for |
| Brooklyn | | consumers are becoming educated | | that type of policy. |
| Schaumburg | | on other companies, plans, and rates | | |
| Ogden | | that are available to them; ones that | | National Auto Theft Bureau: An |
| Dearborn | | could afford them significant savings | | organization engaged in the |
| Houston | | on their auto insurance. | | prevention and reduction of motor |
| Garland | | | | vehicle fire and theft losses. |
| Little Rock | | Everyone has different needs, and | | |
| Charleston | | not one size fits all when it comes to | | Depreciation: A decrease in the value |
| Hot Springs | | term life insurance. While it may make | | of any type of tangible property over |
| Florissant | | sense for people in their 30s and 40s | | a period of time resulting from use, |
| Wichita Falls | | to secure a 20-year term length, a | | wear and tear, or obsolescence. |
| Texarkana | | 10-year term might be more | | |
| Lubbock | | appropriate for someone nearing | | Line of Business: The classification of |
| Fort Lauderdale | | retirement. | | business as utilized in the insurance |
| Chesapeake | | | | industry, e.g., Fire, Allied Lines and |
| Amarillo | | Shopping around is the best way to | | Homeowners. |
| Dothan | | save money on your insurance. | | |
| Charlotte | | | | Deductible: The portion of an insured |
| Jasper | | Make sure you have a new policy in | | loss to be borne by the insured |
| Bloomington | | place before you cancel your old one | | before he is entitled to recovery from |
| Sunnyvale | | to avoid a lapse in coverage. This will | | the insurer. |
| Cherry Hill | | also prevent having to figure out the | | |
| Daytona Beach | | amount of any unused premium that is | | Policy Period (or Term): The period |
| Alexandria | | due to you from your old insurance | | during which the policy contract |
| San Bernardino | | company, or having to spar with your | | affords protection, e.g., six months or |
| Wilmington | | agent about exactly when your policy | | one or three years. |
| Malden | | was cancelled and how much they | | |
| Albuquerque | | owe you. | | Premium Receipt: The receipt given |
| Johnstown | | | | a policy owner for the payment of a |
| New York | | At InsWeb, you can compare free | | premium. |
| Irving | | online insurance quotes from many of | | |
| Fullerton | | the nations leading insurance | | Mutualization: The process of |
| Vero Beach | | companies. | | converting a stock insurer to a mutual |
| Charleston | | | | insurer, accomplished by having the |
| Tampa | | | | insurer buy stock and retire it. |
