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| Columbus | | If you decide to cancel your policy | | Effective Date: The date on which the |
| Hampton | | (after acquiring new coverage) | | protection of an insurance policy or |
| Amarillo | | outside of the 30-day period, you may | | bond goes into effect. |
| Walnut Creek | | have to pay a fee or penalty. | | |
| Anderson | | However, you may still save money | | Premium Notice: A form notice from |
| Lakeland | | after paying the fee if your new policy | | an insurer or agency to a policy |
| Springfield | | affords you significant savings. So | | owner that a premium will be due on a |
| Columbus | | while it is best to wait until your | | given date. |
| Columbia | | receive your renewal notice, you CAN | | |
| Warwick | | cancel your policy at any time. | | Basic Rate: The manual rate from |
| Bronx | | | | which discounts are taken or to which |
| Topeka | | Life insurance, specifically Term Life, | | charges are added to reflect the |
| Lancaster | | is arguably one of the best values in | | individual circumstances of a risk. |
| High Point | | the entire financial services arena. | | |
| Coral Springs | | Where else can you go and get | | Partial Loss: A loss covered by an |
| Brooklyn | | hundreds of thousands of dollars in | | insurance policy which does not |
| Williamsport | | protection for literally pennies per | | completely destroy or render |
| Garland | | day? Rates for Term Life insurance | | worthless the insured property. |
| Plano | | remain at all-time lows, and now is the | | |
| Oklahoma City | | time to lock in the best prices. | | Will Ride: Coverage that remains in |
| El Paso | | | | effect regardless of the geographical |
| Burbank | | The best time to switch policies is | | location in which a loss occurs. |
| Fairfax | | within one month of receiving your | | |
| Alexandria | | policy renewal from your current | | FICA. Federal Insurance Contributions |
| Washington | | insurer. You can typically cancel your | | Act: A law imposing a payroll tax to |
| Hattiesburg | | policy without any fees or penalties if | | assist in funding Social Security |
| Louisville | | you act within this time period. | | benefits. |
