| | | | |
|
| Fayetteville | | If you decide to cancel your policy | | First Party Insurance: Insurance which |
| Bronx | | (after acquiring new coverage) | | applies to coverage for the insured's |
| Midland | | outside of the 30-day period, you may | | own property or person. Contrast with |
| New Orleans | | have to pay a fee or penalty. | | Third Party Insurance. |
| Oceanside | | However, you may still save money | | |
| Portsmouth | | after paying the fee if your new policy | | Tabular Plan: A retrospective rating |
| Acworth | | affords you significant savings. So | | plan, which uses tables to furnish the |
| Irvine | | while it is best to wait until your | | various values for the rating formula. |
| Fremont | | receive your renewal notice, you CAN | | |
| Colorado Springs | | cancel your policy at any time. | | Lloyd's Broker: A person who has the |
| Lakeland | | | | authority to negotiate insurance |
| Monroe | | The best time to switch policies is | | contracts with the underwriters on the |
| Albuquerque | | within one month of receiving your | | floor at Lloyd's. |
| Flushing | | policy renewal from your current | | |
| Knoxville | | insurer. You can typically cancel your | | American Risk and Insurance |
| North Hollywood | | policy without any fees or penalties if | | Association: An association of |
| Tacoma | | you act within this time period. | | insurance educators and others |
| Bethlehem | | | | interested in insurance study and |
| Salt Lake City | | The quickest and easiest way to | | research. |
| New Port Richey | | shop for new insurance is by | | |
| Jersey City | | comparing rates at InsWebs online | | Broker-Agent: One acting as an agent |
| Gulfport | | marketplace. If you do it the | | of one or more insurers and as a |
| Tempe | | old-fashioned way (by calling or | | broker in dealing with one or more |
| Minneapolis | | visiting multiple agents or insurance | | other insurers. |
| Dallas | | companies) it could take up a huge | | |
| Springfield | | chunk of your time, which no one | | Insurance Examiner: The |
| Costa Mesa | | wants or needs. By completing | | representative of a state insurance |
| Vineland | | InsWebs online application, you will | | department assigned to participate in |
| Syracuse | | have rates to compare to your old | | the official audit and examination of |
| Toms River | | ones within minutes! | | an insurer. |
