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| Arlington | | If you decide to cancel your policy | | Divided Cover: The placing of |
| Troy | | (after acquiring new coverage) | | insurance on a given subject or |
| Newark | | outside of the 30-day period, you may | | object with more than one insurer. |
| Fort Lauderdale | | have to pay a fee or penalty. | | |
| Baltimore | | However, you may still save money | | Premises: The particular location of |
| Waco | | after paying the fee if your new policy | | property or a portion thereof as |
| Riverside | | affords you significant savings. So | | designated in a policy. |
| Springfield | | while it is best to wait until your | | |
| Gainesville | | receive your renewal notice, you CAN | | Claim: A demand made by the |
| Roanoke | | cancel your policy at any time. | | insured, or the insured's beneficiary, |
| Myrtle Beach | | | | for payment of the benefits provided |
| Joliet | | Individuals who have 30-year | | by the contract. |
| Montgomery | | mortgages might want to consider a | | |
| Nashua | | 30-year term to ensure that the house | | Leasehold: An agreement which |
| Metairie | | is protected throughout the period of | | gives a person the right to use and |
| Tacoma | | the loan. | | occupy property. |