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| Cincinnati | | We offer quotes for auto insurance, | | Claim Expense: The expense of |
| Franklin | | life insurance, homeowners | | adjusting a claim, such as |
| Little Rock | | insurance, health insurance, term life | | investigation and attorneys' fees. It |
| Bethlehem | | insurance and more. | | does not include the cost of the claim |
| Warwick | | | | itself. |
| Jacksonville | | Why not take advantage of current | | |
| Acworth | | low prices? Many auto insurance | | Capital Sum: The maximum lump sum |
| Chattanooga | | consumers are becoming educated | | payable in the event of accidental |
| Jacksonville | | on other companies, plans, and rates | | death or dismemberment. |
| Waco | | that are available to them; ones that | | |
| Clinton Township | | could afford them significant savings | | Leasehold: An agreement which |
| York | | on their auto insurance. | | gives a person the right to use and |
| Jackson | | | | occupy property. |
| Athens | | If you decide to cancel your policy | | |
| Durham | | (after acquiring new coverage) | | Premises: The particular location of |
| Tuscaloosa | | outside of the 30-day period, you may | | property or a portion thereof as |
| Rockford | | have to pay a fee or penalty. | | designated in a policy. |
| Newport Beach | | However, you may still save money | | |
| Johnstown | | after paying the fee if your new policy | | Calendar Year Experience: This |
| Tulsa | | affords you significant savings. So | | measures the premiums and losses |
| Augusta | | while it is best to wait until your | | entered on accounting records during |
| Abilene | | receive your renewal notice, you CAN | | the 12-month calendar. |
| Allentown | | cancel your policy at any time. | | |
| Vineland | | | | You/Your: These words are used to |
| Wilmington | | While some companies raise their | | refer to the named insured in many of |
| Clearwater | | prices based on your actual age, | | the modernized/personalized policy |
| Warwick | | most companies increase the price of | | forms. |
| Pueblo | | their policies six months before your | | |
| Flushing | | birthday. Its a term called Age | | Preferred Risk: Any risk considered |
| Greensboro | | Nearest in the industry, and that | | to be better than the standard risk on |
| Nashua | | half-year price increase could really | | which the premium rate was |
| Huntington | | add up over a 20-year term policy. As | | calculated. |
| High Point | | above, the quicker you purchase your | | |
| Santa Monica | | policy the better. | | Appraisal: An evaluation of property |
| York | | | | made to ascertain either the |
| Tyler | | | | appropriate amount of insurance to |
| Wichita | | | | be written or the amount of loss to be |
| Jackson | | | | paid. |
