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| Charlotte | | Make sure you have a new policy in | | Net Interest Earned: The average |
| Providence | | place before you cancel your old one | | interest earned by an insurer on its |
| Santa Ana | | to avoid a lapse in coverage. This will | | investments after investment expense |
| San Jose | | also prevent having to figure out the | | but before federal income taxes. |
| Dothan | | amount of any unused premium that is | | |
| Hendersonville | | due to you from your old insurance | | Insurance Examiner: The |
| Fredericksburg | | company, or having to spar with your | | representative of a state insurance |
| Montgomery | | agent about exactly when your policy | | department assigned to participate in |
| Columbus | | was cancelled and how much they | | the official audit and examination of |
| Chesapeake | | owe you. | | an insurer. |