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| Waterloo | | Why not take advantage of current | | Notice To Company: Written notice to |
| Melbourne | | low prices? Many auto insurance | | an insurer of the occurrence of an |
| Mountain View | | consumers are becoming educated | | event which a claim is to be based. |
| Birmingham | | on other companies, plans, and rates | | |
| Rockford | | that are available to them; ones that | | Agent's Qualification Law: Education, |
| Huntsville | | could afford them significant savings | | experience, and other requirements |
| Reading | | on their auto insurance. | | imposed by the state upon persons |
| Irving | | | | desiring to be licensed as agents. |
| Duluth | | People who are trying to quit | | |
| Chattanooga | | smoking, for example, might be best | | Incurred Expense: Expenses not yet |
| Monroe | | suited purchasing a shorter term (and | | paid. Can also include paid |
| Johnson City | | then replacing it with a longer term | | expenses in some accounting |
| Waco | | policy when they qualify for | | systems. |
| Muskegon | | non-tobacco prices). | | |
| Muncie | | | | Not Taken: Policies applied for and |
| Fort Worth | | The quickest and easiest way to | | issued but rejected by the proposed |
| Turlock | | shop for new insurance is by | | owner and not paid for. |
| Lafayette | | comparing rates at InsWebs online | | |
| Cincinnati | | marketplace. If you do it the | | Nonassignable: A policy that the |
| Plano | | old-fashioned way (by calling or | | owner cannot assign to a third party. |
| Jasper | | visiting multiple agents or insurance | | Most policies are nonassignable |
| Jackson | | companies) it could take up a huge | | unless approval is given by the |
| Kansas City | | chunk of your time, which no one | | insurer. |
| Olympia | | wants or needs. By completing | | |
| Garland | | InsWebs online application, you will | | Underinsurance: A condition in which |
| St. Paul | | have rates to compare to your old | | not enough insurance is carried to |
| Wichita | | ones within minutes! | | cover the insurable value. |
