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| Kansas City | | The best time to switch policies is | | Lapsed Policy: One which has been |
| Ogden | | within one month of receiving your | | allowed to expire because of |
| Poughkeepsie | | policy renewal from your current | | nonpayment of premiums. |
| Tuscaloosa | | insurer. You can typically cancel your | | |
| Columbia | | policy without any fees or penalties if | | Gross Line: The total limit accepted |
| Newport News | | you act within this time period. | | by an insurer on an individual risk, |
| Mesa | | | | including the amount to be reinsured. |
| Arlington | | Why not take advantage of current | | |
| Nashua | | low prices? Many auto insurance | | Professional Insurance Agents |
| Santa Clara | | consumers are becoming educated | | Association: A trade association of |
| Norwalk | | on other companies, plans, and rates | | mutual insurance agents. |
| Chandler | | that are available to them; ones that | | |
| Warwick | | could afford them significant savings | | National Auto Theft Bureau: An |
| Denton | | on their auto insurance. | | organization engaged in the |
| Toledo | | | | prevention and reduction of motor |
| Fort Wayne | | If you have noticed that your auto | | vehicle fire and theft losses. |
| Joliet | | insurance rates are still increasing | | |
| Allentown | | with each renewal, or even have not | | Policywriting Agent: An agent who has |
| Rapid City | | gone down even though you have a | | the authority to prepare and effect an |
| Hattiesburg | | great driving record, this lower pricing | | insurer's policy. |
| Clearwater | | trend makes it more important then | | |
| Vineland | | ever that you shop around for auto | | Tickler: A reminder system used to |
| Lima | | insurance. | | call an individual's attention to actions |
| Fort Wayne | | | | that must be taken at a future point in |
| Madison | | At InsWeb, you can compare free | | time. |
| Portland | | online insurance quotes from many of | | |
| Glendale | | the nations leading insurance | | Examiner: An employee assigned by |
| North Hollywood | | companies. | | the state insurance department to |
| White Plains | | | | audit insurers' records. |
| Clearwater | | Individuals who have 30-year | | |
| Oklahoma City | | mortgages might want to consider a | | Single Limit: Any insurance coverage |
| Spokane | | 30-year term to ensure that the house | | which is expressed as a single |
| Miami | | is protected throughout the period of | | amount of insurance, or a single limit |
| Santa Ana | | the loan. | | of liability. Contrast with Split Limit. |
