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| Redlands | | Why not take advantage of current | | Borderline Risk: An insurance |
| Long Beach | | low prices? Many auto insurance | | prospect of doubtful quality from an |
| Rockford | | consumers are becoming educated | | underwriting point of view. |
| Cedar Rapids | | on other companies, plans, and rates | | |
| Wichita | | that are available to them; ones that | | Agent's License: A certificate of |
| Rochester | | could afford them significant savings | | authority from the state which permits |
| Indianapolis | | on their auto insurance. | | the agent to conduct business. |