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| Grand Junction | | Life insurance, specifically Term Life, | | Policy Anniversary: The anniversary |
| Chesapeake | | is arguably one of the best values in | | of the date of issue of a policy as |
| Oxnard | | the entire financial services arena. | | shown in the policy declarations. |
| Cranston | | Where else can you go and get | | |
| Lansing | | hundreds of thousands of dollars in | | Borderline Risk: An insurance |
| Boulder | | protection for literally pennies per | | prospect of doubtful quality from an |
| Malden | | day? Rates for Term Life insurance | | underwriting point of view. |
| Jasper | | remain at all-time lows, and now is the | | |
| Cypress | | time to lock in the best prices. | | Short-Term Policy: A policy written for |
| Huntington Beach | | | | a period of less time than is normal for |
| Salem | | The best time to switch policies is | | that type of policy. |
| Fort Collins | | within one month of receiving your | | |
| Council Bluffs | | policy renewal from your current | | Fiduciary: A person holding the funds |
| Huntington | | insurer. You can typically cancel your | | or property of another in a position of |
| Escondido | | policy without any fees or penalties if | | trust. An example would be the |
| Hemet | | you act within this time period. | | executor of an estate. |