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| Manchester | | Everyone has different needs, and | | Leasehold: An agreement which |
| Denver | | not one size fits all when it comes to | | gives a person the right to use and |
| Stockbridge | | term life insurance. While it may make | | occupy property. |
| Tempe | | sense for people in their 30s and 40s | | |
| Newark | | to secure a 20-year term length, a | | Shock Loss: A catastrophic loss so |
| Santa Rosa | | 10-year term might be more | | large that it has a material effect on |
| Scottsdale | | appropriate for someone nearing | | the underwriting results of a company. |
| Walnut Creek | | retirement. | | |
| Kalamazoo | | | | Buy-Back" Deductible: A deductible |
| Atlanta | | Why not take advantage of current | | which may be eliminated for an |
| Edmond | | low prices? Many auto insurance | | additional premium in order to |
| Newport News | | consumers are becoming educated | | provide "first-dollar" coverage. |
| Evanston | | on other companies, plans, and rates | | |
| Anchorage | | that are available to them; ones that | | Convention Values: Values assigned |
| Fresno | | could afford them significant savings | | to insurers' assets in the convention |
| Cincinnati | | on their auto insurance. | | blank. |
