| | | | |
|
| Lake Worth | | Make sure you have a new policy in | | Short-Term Policy: A policy written for |
| Henderson | | place before you cancel your old one | | a period of less time than is normal for |
| Fayetteville | | to avoid a lapse in coverage. This will | | that type of policy. |
| Warwick | | also prevent having to figure out the | | |
| Lexington | | amount of any unused premium that is | | Underwriters Laboratories, Inc. (UL): A |
| Greensboro | | due to you from your old insurance | | testing laboratory for manufactured |
| Pasadena | | company, or having to spar with your | | items to determine their safety |
| Florence | | agent about exactly when your policy | | propensities. |
| Oakland | | was cancelled and how much they | | |
| Huntington | | owe you. | | Effective Date: The date on which the |
| Gainesville | | | | protection of an insurance policy or |
| Lubbock | | While some companies raise their | | bond goes into effect. |
| Tempe | | prices based on your actual age, | | |
| Malden | | most companies increase the price of | | United States Aircraft Insurance |
| Columbus | | their policies six months before your | | Group: A group of insurers providing |
| Boynton Beach | | birthday. Its a term called Age | | facilities for all forms of Aviation |
| Jacksonville | | Nearest in the industry, and that | | Insurance. |
| Burbank | | half-year price increase could really | | |
| Norwalk | | add up over a 20-year term policy. As | | Cash Flow Underwriting: The use of |
| Waterloo | | above, the quicker you purchase your | | rating and premium collection |
| Williamsport | | policy the better. | | techniques by insurance companies |
| St. Louis | | | | to maximize interest earnings on |
| Owensboro | | Everyone has different needs, and | | premiums. |
| Columbus | | not one size fits all when it comes to | | |
| Augusta | | term life insurance. While it may make | | Producer: A term applied to an agent, |
| Spring Hill | | sense for people in their 30s and 40s | | solicitor or other person who sells |
| Daytona Beach | | to secure a 20-year term length, a | | insurance. |
| Waterloo | | 10-year term might be more | | |
| St. Joseph | | appropriate for someone nearing | | Theory of Probability: The |
| Spokane | | retirement. | | mathematical principle upon which |
| Hickory | | | | insurance is based. |
| Jasper | | Life insurance, specifically Term Life, | | |
| Boston | | is arguably one of the best values in | | Shock Loss: A catastrophic loss so |
| Tempe | | the entire financial services arena. | | large that it has a material effect on |
| Johnson City | | Where else can you go and get | | the underwriting results of a company. |
| Atlanta | | hundreds of thousands of dollars in | | |
| Omaha | | protection for literally pennies per | | |
| Jersey City | | day? Rates for Term Life insurance | | |
| Downey | | remain at all-time lows, and now is the | | |
| Boulder | | time to lock in the best prices. | | |
