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| Syracuse | | Healthy people have the best | | Federal Deposit Insurance |
| Lincoln | | mortality risks and thus are much | | Corporation (FDIC): An agency of the |
| New Port Richey | | cheaper for companies to insure. This | | federal government which insures |
| Littleton | | translates into lower rates for the | | bank deposits up to a stated |
| Denver | | Super Preferred customer than | | maximum. |
| Tulsa | | someone with higher risk factors such | | |
| Harlingen | | as a heart condition, cancer or | | Single Limit: Any insurance coverage |
| Newark | | diabetes. Conversely, if you were | | which is expressed as a single |
| Lawton | | unhealthy when you acquired your | | amount of insurance, or a single limit |
| Hollywood | | policy, and your health has now | | of liability. Contrast with Split Limit. |
| Woodbridge | | improved, it might be time to shop for | | |
| Saginaw | | a new policy, as your rates are likely | | Net Retention: The amount of |
| Augusta | | to be lower. | | insurance that a ceding company |
| Turlock | | | | keeps for its own account and does |
| Dubuque | | Individuals who have 30-year | | not reinsure. |
| Orlando | | mortgages might want to consider a | | |
| Olympia | | 30-year term to ensure that the house | | Will Ride: Coverage that remains in |
| Charlotte | | is protected throughout the period of | | effect regardless of the geographical |
| Sioux Falls | | the loan. | | location in which a loss occurs. |
