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| Dayton | | Life insurance, specifically Term Life, | | Monoline Policy: Any insurance |
| Belleville | | is arguably one of the best values in | | coverage written as a single line |
| Rochester | | the entire financial services arena. | | policy. Contrast with Multiple Line or |
| Newark | | Where else can you go and get | | Package policy. |
| Madison | | hundreds of thousands of dollars in | | |
| Buffalo | | protection for literally pennies per | | Lloyd's Broker: A person who has the |
| Frederick | | day? Rates for Term Life insurance | | authority to negotiate insurance |
| Independence | | remain at all-time lows, and now is the | | contracts with the underwriters on the |
| Bayside | | time to lock in the best prices. | | floor at Lloyd's. |