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| Irvine | | People who are trying to quit | | Partnership: A business enterprise |
| Rochester | | smoking, for example, might be best | | owned and operated by two or more |
| Vineland | | suited purchasing a shorter term (and | | persons for the purpose of generating |
| Harrisburg | | then replacing it with a longer term | | business income and profits. |
| Santa Monica | | policy when they qualify for | | |
| Billings | | non-tobacco prices). | | Multi-Peril Policies: Policies which |
| Tyler | | | | cover a number of perils, such as fire, |
| Chandler | | The quickest and easiest way to | | burglary, and liability, in a single |
| Brooklyn | | shop for new insurance is by | | contract. |
| Quincy | | comparing rates at InsWebs online | | |
| Biloxi | | marketplace. If you do it the | | License: A certification of authority for |
| Costa Mesa | | old-fashioned way (by calling or | | an agent or insurer to operate, given |
| Venice | | visiting multiple agents or insurance | | by the appropriate jurisdiction. |
| Ventura | | companies) it could take up a huge | | |
| Pembroke Pines | | chunk of your time, which no one | | Leasehold: An agreement which |
| Pueblo | | wants or needs. By completing | | gives a person the right to use and |
| Conroe | | InsWebs online application, you will | | occupy property. |
| Lorain | | have rates to compare to your old | | |
| Williamsburg | | ones within minutes! | | Commingling: An illegal practice |
| Chicago | | | | which occurs when an agent mixes |
| Lakewood | | Shopping around is the best way to | | personal funds with the insured's or |
| Naples | | save money on your insurance. | | insurer's funds. |