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| Decatur | | We offer quotes for auto insurance, | | Nonassignable: A policy that the |
| Hampton | | life insurance, homeowners | | owner cannot assign to a third party. |
| Southfield | | insurance, health insurance, term life | | Most policies are nonassignable |
| Shreveport | | insurance and more. | | unless approval is given by the |
| Edmond | | | | insurer. |
| Honolulu | | While some companies raise their | | |
| Memphis | | prices based on your actual age, | | Lloyd's Broker: A person who has the |
| Vero Beach | | most companies increase the price of | | authority to negotiate insurance |
| Flint | | their policies six months before your | | contracts with the underwriters on the |
| Sacramento | | birthday. Its a term called Age | | floor at Lloyd's. |
| Wichita | | Nearest in the industry, and that | | |
| Pembroke Pines | | half-year price increase could really | | Collusion: An agreement, usually |
| Santa Rosa | | add up over a 20-year term policy. As | | secret, between two or more persons |
| Southfield | | above, the quicker you purchase your | | to defraud or deprive another or |
| Lima | | policy the better. | | others of their property or rights. |
