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| Cookeville | | While some companies raise their | | Endorsement: A written or printed form |
| Bay City | | prices based on your actual age, | | attached to the policy which alters |
| Schaumburg | | most companies increase the price of | | provisions of the contract. |
| Buffalo | | their policies six months before your | | |
| Tampa | | birthday. Its a term called Age | | Brick Veneer Construction: Refers to |
| Plano | | Nearest in the industry, and that | | a building where the outside walls are |
| San Jose | | half-year price increase could really | | constructed of wood with a facing of a |
| Sioux City | | add up over a 20-year term policy. As | | single layer of brick. |
| San Jose | | above, the quicker you purchase your | | |
| Yonkers | | policy the better. | | Level Commission System: A system |
| Sioux City | | | | of commissions in which the first year |
| Corona | | Life insurance, specifically Term Life, | | and all renewal commissions are the |
| Alexandria | | is arguably one of the best values in | | same percentage of the premium. |
| Trenton | | the entire financial services arena. | | |
| Lowell | | Where else can you go and get | | Accident Year Experience: Measures |
| Tallahassee | | hundreds of thousands of dollars in | | premiums and losses relating to |
| Duluth | | protection for literally pennies per | | accidents which occurred during a |
| Roanoke | | day? Rates for Term Life insurance | | 12-month period. |
| Columbus | | remain at all-time lows, and now is the | | |
| Mesa | | time to lock in the best prices. | | Single Limit: Any insurance coverage |
| Norfolk | | | | which is expressed as a single |
| Huntington Beach | | The best time to switch policies is | | amount of insurance, or a single limit |
| Boca Raton | | within one month of receiving your | | of liability. Contrast with Split Limit. |
| Scranton | | policy renewal from your current | | |
| St. Joseph | | insurer. You can typically cancel your | | Deductible: The portion of an insured |
| Muncie | | policy without any fees or penalties if | | loss to be borne by the insured |
| Vineland | | you act within this time period. | | before he is entitled to recovery from |
| Plano | | | | the insurer. |
| Fayetteville | | At InsWeb, you can compare free | | |
| Warwick | | online insurance quotes from many of | | Retail Credit Company: The former |
| Cherry Hill | | the nations leading insurance | | name of Equifax, a credit reporting |
| Topeka | | companies. | | organization. See Equifax. |