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| Grand Junction | | Healthy people have the best | | Renewal: The reestablishment of the |
| Myrtle Beach | | mortality risks and thus are much | | in-force status of a policy, the term of |
| Springfield | | cheaper for companies to insure. This | | which has expired or will expire |
| Dayton | | translates into lower rates for the | | unless it is renewed. |
| Youngstown | | Super Preferred customer than | | |
| West Chester | | someone with higher risk factors such | | Multi-Peril Policies: Policies which |
| Livonia | | as a heart condition, cancer or | | cover a number of perils, such as fire, |
| Fremont | | diabetes. Conversely, if you were | | burglary, and liability, in a single |
| Cleveland | | unhealthy when you acquired your | | contract. |
| Ocala | | policy, and your health has now | | |
| Orange | | improved, it might be time to shop for | | Tickler: A reminder system used to |
| Fort Myers | | a new policy, as your rates are likely | | call an individual's attention to actions |
| Spring Hill | | to be lower. | | that must be taken at a future point in |
| Lowell | | | | time. |
| Fullerton | | While some companies raise their | | |
| Nashville | | prices based on your actual age, | | You/Your: These words are used to |
| Dubuque | | most companies increase the price of | | refer to the named insured in many of |
| Westbury | | their policies six months before your | | the modernized/personalized policy |
| Kalamazoo | | birthday. Its a term called Age | | forms. |
| Birmingham | | Nearest in the industry, and that | | |
| Grand Prairie | | half-year price increase could really | | Brokerage Department: A department |
| Santa Rosa | | add up over a 20-year term policy. As | | of an insurer whose purpose is to |
| Anderson | | above, the quicker you purchase your | | deal with brokers in the placing of |
| Woodbridge | | policy the better. | | insurance. |
