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| Cincinnati | | Why not take advantage of current | | Basic Rate: The manual rate from |
| Salt Lake City | | low prices? Many auto insurance | | which discounts are taken or to which |
| Hot Springs | | consumers are becoming educated | | charges are added to reflect the |
| Macon | | on other companies, plans, and rates | | individual circumstances of a risk. |
| Rochester | | that are available to them; ones that | | |
| Honolulu | | could afford them significant savings | | United States Aircraft Insurance |
| Fort Smith | | on their auto insurance. | | Group: A group of insurers providing |
| Boise | | | | facilities for all forms of Aviation |
| Mansfield | | We offer quotes for auto insurance, | | Insurance. |
| Orange | | life insurance, homeowners | | |
| Fayetteville | | insurance, health insurance, term life | | Agency Company: An insurance |
| Escondido | | insurance and more. | | company that produces business |
| Panama City | | | | through an agency network. Contrast |
| Pueblo | | The best time to switch policies is | | with Direct Writer. |
| Gainesville | | within one month of receiving your | | |
| Rockford | | policy renewal from your current | | Nonadmitted Insurer: An insurer not |
| Lawton | | insurer. You can typically cancel your | | licensed to do business in the |
| Newark | | policy without any fees or penalties if | | jurisdiction in question. Same as |
| Atlanta | | you act within this time period. | | Unauthorized Insurer and Unlicensed |
| Wichita Falls | | | | Insurer. |
| Turlock | | Healthy people have the best | | |
| Clearwater | | mortality risks and thus are much | | Standard Industry Code (SIC): This is |
| Waterloo | | cheaper for companies to insure. This | | a coding system which assigns |
| Lawrenceville | | translates into lower rates for the | | separate codes for different types of |
| Franklin | | Super Preferred customer than | | industries. |
| Biloxi | | someone with higher risk factors such | | |
| Ann Arbor | | as a heart condition, cancer or | | Retrospective Premium: The final |
| Scranton | | diabetes. Conversely, if you were | | premium in a retrospective rating |
| Fayetteville | | unhealthy when you acquired your | | plan. See Retrospective Rating. |
| Rochester | | policy, and your health has now | | |
| Fort Lauderdale | | improved, it might be time to shop for | | Book Value: Refers to the value of |
| Scranton | | a new policy, as your rates are likely | | assets as shown in the official |
| Orange | | to be lower. | | accounting records of the company. |
