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| Hampton | | While some companies raise their | | Gain and Loss Exhibit: The portion of |
| Tucson | | prices based on your actual age, | | the convention blank which |
| Fall River | | most companies increase the price of | | represents an analysis of gains, |
| Brooklyn | | their policies six months before your | | losses, and surplus during an |
| Coral Springs | | birthday. Its a term called Age | | accounting period. |
| Huntington | | Nearest in the industry, and that | | |
| Newburgh | | half-year price increase could really | | Premium Notice: A form notice from |
| Denton | | add up over a 20-year term policy. As | | an insurer or agency to a policy |
| Torrance | | above, the quicker you purchase your | | owner that a premium will be due on a |
| Peoria | | policy the better. | | given date. |