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| Providence | | If you decide to cancel your policy | | Admitted (or Allowed) Assets: Assets |
| Johnson City | | (after acquiring new coverage) | | whose values are permitted by state |
| Decatur | | outside of the 30-day period, you may | | law to be included in the annual |
| Jackson | | have to pay a fee or penalty. | | statement of the insurer. |
| Muncie | | However, you may still save money | | |
| Muncie | | after paying the fee if your new policy | | Nonadmitted Insurer: An insurer not |
| Omaha | | affords you significant savings. So | | licensed to do business in the |
| Vero Beach | | while it is best to wait until your | | jurisdiction in question. Same as |
| Jersey City | | receive your renewal notice, you CAN | | Unauthorized Insurer and Unlicensed |
| Newark | | cancel your policy at any time. | | Insurer. |