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| Cherry Hill | | If you have noticed that your auto | | Approved Roof: A term used in |
| Corona | | insurance rates are still increasing | | building construction. It indicates a |
| Fort Wayne | | with each renewal, or even have not | | roof made of fire-resistive materials, |
| Orange | | gone down even though you have a | | such as tile or asphalt shingles. |
| Fredericksburg | | great driving record, this lower pricing | | |
| Washington | | trend makes it more important then | | Minimum Premium: The smallest |
| Decatur | | ever that you shop around for auto | | amount of premium for which an |
| Cedar Rapids | | insurance. | | insurer will issue coverage under a |
| Sunnyvale | | | | given policy. |
| Florissant | | While some companies raise their | | |
| Lafayette | | prices based on your actual age, | | Examiner: An employee assigned by |
| Allentown | | most companies increase the price of | | the state insurance department to |
| Norfolk | | their policies six months before your | | audit insurers' records. |
| Santa Clara | | birthday. Its a term called Age | | |
| Boynton Beach | | Nearest in the industry, and that | | We/Us/Our: These words are used to |
| Springfield | | half-year price increase could really | | refer to the insurer in many of the |
| Downey | | add up over a 20-year term policy. As | | modernized/personalized policy |
| Winter Park | | above, the quicker you purchase your | | forms recently introduced. |
| Sarasota | | policy the better. | | |
| Atlanta | | | | Retrospective Premium: The final |
| Las Cruces | | Life insurance, specifically Term Life, | | premium in a retrospective rating |
| Hickory | | is arguably one of the best values in | | plan. See Retrospective Rating. |
| Chattanooga | | the entire financial services arena. | | |
| Fort Collins | | Where else can you go and get | | Convention Values: Values assigned |
| Newark | | hundreds of thousands of dollars in | | to insurers' assets in the convention |
| Rochester | | protection for literally pennies per | | blank. |
| Glendale | | day? Rates for Term Life insurance | | |
| Erie | | remain at all-time lows, and now is the | | FICA. Federal Insurance Contributions |
| El Paso | | time to lock in the best prices. | | Act: A law imposing a payroll tax to |
| Biloxi | | | | assist in funding Social Security |
| Pensacola | | Why not take advantage of current | | benefits. |
| San Francisco | | low prices? Many auto insurance | | |
| Greensboro | | consumers are becoming educated | | Agency Contract (or Agreement): The |
| Charleston | | on other companies, plans, and rates | | document which establishes the legal |
| Fort Worth | | that are available to them; ones that | | relationship between an agent and an |
| Chicago | | could afford them significant savings | | insurer. |
| Longwood | | on their auto insurance. | | |
